Alternatives to Xero
Looking for Xero alternatives? Here are the best Finance & Payments tools worth considering.
Alternatives as of August 2026
| Tool | Pricing | Platforms | Rating | Compare |
|---|---|---|---|---|
| Paid | Web, iOS, Android | — | This app | |
| Freemium | Web | — | ||
| Freemium | Web, iOS, Android | — | ||
| Paid | Web, macOS, Windows, iOS, Android | — | Compare → | |
| Free | Web, iOS, Android | — | ||
| Paid | Web, iOS, Android | — | Compare → | |
| Freemium | Web | — | ||
| Freemium | Web | — | ||
| Freemium | Web, iOS, Android | — | ||
| Free | Web, iOS, Android | — | ||
| Freemium | Web, iOS, Android | — | ||
| Freemium | Web, iOS, Android | — | ||
| Paid | Web, iOS | — |
Browse Xero alternatives
Stripe
Payments infrastructure for the internet
Wave
Free accounting software for small businesses
QuickBooks
Accounting software for small and medium businesses
Mercury
Banking built for startups
FreshBooks
Invoicing and accounting for freelancers
Lemon Squeezy
Merchant of record for selling software online
Paddle
Revenue delivery platform for B2B SaaS
Brex
Business credit cards and spend management for startups
Ramp
Corporate cards and spend management that saves money.
Expensify
Effortless expense and receipt tracking.
Wise
Send and hold money across borders, cheaply.
Gusto
Payroll, benefits, and HR for small business.